Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance
Posted: June 6, 2019
Surety Bonds Vs. Professional Liability (Errors & Omissions) InsuranceSurety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...
9 Things To Know If You Have A Backup Generator
Posted: June 4, 2019
9 Things To Know If You Have A Backup GeneratorWhether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their homes. A backup generator can power your home until regular electricity resumes. While backup generators can come in handy in a pinch, owners should know the right way to install and maintain them. Knowing what to do can help reduce risks...
Understanding Auto Insurance Endorsements
Posted: May 31, 2019
Understanding Auto Insurance EndorsementsThink of auto insurance endorsements as “added options” to your auto policy. Just like you could customize your vehicle, endorsements allow you to customize your coverage. Sometimes endorsements are as simple as an address or name change, or when you want to add coverage to your current policy. An endorsement is also a good way to add extra coverage to your policy without having to...
Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
Can I Still See My Own Doctor After Filing For Workers' Compensation?There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...
How Much Is Renters Insurance?
Posted: May 22, 2019
How Much Is Renters Insurance?The great thing about renting is that you usually don’t have to deal with home improvements, major repairs, or mowing the yard. But that doesn't mean renting is completely worry-free. There’s always the chance of a fire, water damage, burglary, or some other calamity that could turn your life upside down. Imagine if all your belongings were ruined or stolen and you had to start...