Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is Your Small Business Recession Proof?
Posted: June 4, 2022
Is Your Small Business Recession Proof?The time to recession-proof your business is before the economy starts to downturn. Later may be too late to turn the ship around. Careful planning and taking specific steps now can help you prepare your small business for future downturns and marketplace changes. Get a Handle on Your Cash Flow Many businesses fail because of problems with cash flow. It is important to know your...
How to Create Your Employee Handbook
Posted: June 3, 2022
How to Create Your Employee HandbookAre you and your employees on the same page when it comes to company policies? Can you help your employees easily access information about things like benefits or performance evaluations? Do you have documentation that ensures your team knows their rights and responsibilities at work (while protecting you in the event that you’re sued by an employee)? If you have an employee handbook, the answer...
Insurance Careers: What is an Underwriter?
Posted: May 27, 2022
Insurance Careers: What is an Underwriter?If you’ve seen the term “underwriter” and were never quite sure what it meant, you aren’t alone. Underwriters are often referred to as the engines of the insurance industry. As a customer, you won’t interact or see them much, but they are the behind-the-scenes experts on all things insurance. Without underwriters, insurance companies wouldn’t be able to insure anyone. We asked four underwriters at different...
The 16 Biggest Mistakes People Make When Highway Driving
Posted: May 23, 2022
The 16 Biggest Mistakes People Make When Highway DrivingWhen the United States Interstate Highway System was created in 1956, it transformed the way Americans traveled. Upon its completion, these new freeways allowed us to drive cross country for the first time, covering hundreds of miles between stops. But over time, the same elements that make highway driving so convenient – namely high speed limits and the elimination of intersections – have also resulted...
Common Types of Surety Bonds & How They Work
Posted: May 19, 2022
Common Types of Surety Bonds & How They WorkA surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...